Your income is only the beginning.
Discover the habits, protections and patient actions that can turn what you earn today into lasting financial strength.
Practical ideas. Simple English. Real-life examples.Built from 18+ years of banking experience

Prevention
Patience
Save before spending.The first turn of your wealth wheel.
Most finance books tell you what wealth looks like.
This one shows you
where to begin.
Turn the first spoke of
your Wealth Wheel.
Inspired by the book’s 20% principle, financial health check and wealth snapshot. Enter five numbers. Get one clear starting point.
Build your wealth snapshot.
Use approximate figures. Your information stays in your browser and is not submitted.
*Illustration only, not financial advice. Actual returns vary. The calculator reflects educational principles discussed in Road to Billionaire.
Three principles.
One stronger future.
Road to Billionaire organises wealth creation into an easy-to-remember system designed for people with real jobs, real commitments and real goals.
Build your saving DNA
Save before spending, automate the habit and watch your balance grow.
Protect what you earn
Recognise money vampires, manage spending and prevent bad debt from controlling you.
Let wealth compound
Invest in yourself, build multiple income sources and give good decisions time to work.
You start seeing money differently.
The value is not just in what you know. It is in the questions you begin asking—and the actions you take next.
From leftover saving
→Save before spending
From one paycheque
→Build multiple income sources
From unclear finances
→Know your wealth snapshot
From impulse spending
→Identify your money vampires
“Saving is the oxygen to wealth creation.”
— A central idea from Road to Billionaire
A book designed to be used—not just read.
Clear language, real stories, working formulas and questions that turn every chapter into a personal exercise.
★★★★★“One of few self-improvement books which will change your habit and make you feel the difference in the long run.”
★★★★★“This book contains some real-life examples written in simple language and easy to understand.”
Arshad Jamaldeen
Banker, lecturer and certified transformational coach sharing nearly two decades of financial experience.
Discover his storyKnow your number.
Now learn the method.
The calculator shows where you are. The book helps you understand the habits, risks and decisions that can move you forward.
- ✓ 3P wealth-building framework
- ✓ Income and expense health check
- ✓ Personal wealth snapshot
- ✓ Saving, investing and debt principles
Begin your financial reset.
A practical manual for people at every age and income level.
Order in Sri LankaQuestions, answered.
Is the book suitable for someone new to finance?+
Yes. The book deliberately uses simple English, practical stories and clear illustrations rather than technical jargon.
What does the calculator tell me?+
It gives an educational snapshot of your savings rate, net worth and possible future savings, then points you to the most relevant part of the 3P framework.
Is the calculator financial advice?+
No. It is an educational illustration based on principles discussed in the book. Results depend on your inputs and actual returns will vary.
Where can I buy the book?+
You can order locally with free island-wide delivery and cash on delivery, or purchase through Amazon.